Strong Advocates
For the Injured And For A Safer Iowa

Untangling Insurance Issues In Iowa Car Accidents

Dealing with insurance after a car accident can be as distressing as the accident itself. At Galligan Law, we recognize the challenges you face when navigating the complex world of insurance claims and coverage. Our attorneys are here to provide the clarity and support you need to manage insurance issues with confidence.

With a steadfast legacy of service in the Des Moines area and statewide, Galligan Law is a beacon of hope for those wronged on Iowa’s roads. Our commitment to justice means we tirelessly advocate for a safer state while ensuring that responsible parties are held accountable for your suffering. We have a history of securing significant compensation for our clients, reflecting our unwavering resolve to win the restitution you rightfully deserve. By entrusting your legal worries to us, you free yourself to focus on what matters most – your recovery and healing.

Understanding Auto Insurance Coverage In Iowa

After a car accident, understanding your insurance policy’s details can feel overwhelming. Insurance is meant to protect you, but too often, it can seem like a labyrinth of clauses and conditions that just cause you more stress.

Unlike other states, Iowa is not a no-fault insurance state. Each driver involved in an accident must have their own no-fault personal injury protection coverage pay some of their damages after the accident.

Iowa’s approach to personal injury recovery includes the concept of comparative fault. This means that the compensation you may receive can be influenced by the degree to which you are found to be at fault for the accident. Navigating these waters requires skilled guidance to ensure your rights are protected and your recovery maximized.

Uninsured/Underinsured Motorist (UM/UIM) coverage becomes vital when an at-fault driver lacks adequate insurance, or worse, flees the scene in a hit-and-run. These scenarios are distressing, but with the right legal support, you can pursue a claim that addresses your needs and losses. This type of insurance also applies when a driver is unlicensed. Working with an experienced Iowa car accident lawyer is crucial when facing these complex insurance issues to ensure no stone is left unturned in your quest for justice.

Stand Strong Against Insurance Concerns With Experienced Legal Support

If you feel lost and overwhelmed with insurance concerns after your car accident, our Des Moines car accident attorneys at Galligan Law can help take over your legal burdens and concerns. To learn more about common insurance issues and to discuss your case, call us at 515-316-6179 or fill out an online contact form to schedule a free consultation.