Iowa Workers' Compensation FAQ

For many people hurt on the job across Iowa, applying for workers' compensation benefits is an unfamiliar, one-time event. Most employers are required to provide this coverage — which can pay for reasonable medical care and replace a percentage of lost wages. When injuries are serious, disability benefits may be available through workers' compensation as well.

Iowa workers' compensation law has some unique aspects, and complex, serious claims often call for guidance from an experienced attorney. Some key questions we frequently hear include:

  • Is workers' compensation insurance my only source for money to cover my expenses and support my needs?

Not necessarily. Our experience investigating industrial accidents and work injuries has led to many valid "third-party" personal injury claims that can dramatically exceed the value of workers' compensation benefits. Simply stated, you cannot sue your employer for negligence after a work injury, but you may have recourse against a contractor, equipment manufacturer or other party that caused your injuries.

  • Do I need a lawyer?

You may. At Galligan Reid PC, we will look carefully at your situation and provide basic guidance. If we believe you can handle your claim on your own, that is exactly what we will tell you. However, if we think you have a valid personal injury claim — or if, at any point, you encounter a claim or benefits denial or other complications — we will work to ensure you have the representation you need.

  • Are there deadlines and requirements I should be aware of?

Yes, and we can help. Generally, you should notify your employer of a work-related injury as soon as possible. Failure to do so within 90 days can result in a denial of benefits. Separate requirements and limitations will apply to any personal injury or wrongful death claim against a negligent party other than your employer.

A Proven Legal Resource for Work Injury Victims Across Iowa: Iowa Workers' Comp Attorneys

If you have questions this brief workers' compensation FAQ does not address, or if you want to discuss any aspect of your work injuries and a potential lawsuit against someone other than your employer, contact us today.